Important Disclaimers and Legal Information
Past performance does not guarantee future results.
Financial planning involves risk and individual circumstances vary significantly.
This disclaimer outlines important information regarding the use of our financial planning consultation services and website content.
General Information Disclaimer
The information provided through our consultation services and website is for general informational purposes only and should not be considered as personalized financial advice for your specific situation.
Our consultations provide general financial planning discussions and should not replace professional advice from qualified financial advisors, accountants, or legal professionals.
Information Accuracy and Completeness
While we strive to provide accurate and current information during our consultations, we cannot guarantee the completeness or accuracy of all content discussed.
- • Market conditions and regulations change frequently
- • Individual circumstances require personalized analysis
- • External factors may affect planning outcomes
Limitation of Liability
Our liability for consultation services is limited as follows:
We exclude liability for the following circumstances:
- • Decisions made based on general consultation discussions
- • Market fluctuations affecting planning outcomes
- • Changes in personal circumstances after consultation
- • Third-party service provider performance
Financial Planning Considerations
Financial planning discussions involve various considerations including market volatility, regulatory changes, and personal circumstances that may affect outcomes.
All financial decisions carry inherent risks and potential rewards that vary based on individual circumstances and market conditions.
Third-Party Resources and Links
Our website may contain links to external resources for informational purposes. We do not endorse or control the content of these third-party sites.
We are not responsible for the accuracy, content, or practices of external websites or resources referenced during consultations.
Service Warranties
Our consultation services are provided on an "as is" basis without warranties of any kind:
- • No guarantee of specific financial outcomes
- • No warranty regarding market performance predictions
- • No guarantee of suitability for individual circumstances
User Indemnification
By using our services, you agree to indemnify and hold harmless virelusanthos and its consultants from any claims arising from your use of consultation services or implementation of discussed strategies.
Governing Law and Jurisdiction
These terms and our consultation services are governed by Australian law.
This disclaimer is governed by the laws of Australia and applicable state regulations.
Any disputes arising from our consultation services will be subject to the jurisdiction of Australian courts.
State-specific regulations may apply depending on your location within Australia.
Severability of Terms
If any provision of this disclaimer is found to be unenforceable, the remaining provisions will continue to be valid and enforceable.
Updates to Disclaimer
We reserve the right to update this disclaimer at any time. Changes will be posted on our website with the updated date.
Contact Information
If you have questions about this disclaimer or our consultation services, please contact us:
Email: contact@virelusanthos.com
Phone: +61 141-623-091
Address: 125 Collins Street, Melbourne VIC 3000
Last updated: September 7, 2025
Individual results may vary based on personal circumstances and market conditions.